For readers browsing for a home or land purchase, here is a straightforward listing from the owner: two vacant lots for sale, both with owner financing available.

I’m offering two vacant lots I own for sale, with owner financing available on both — flexible terms, just talk to me. Land sales close the traditional way (purchase agreement, deposit, then a signed deed at closing), so each lot’s product page has an ‘Inquire About This Lot’ button rather than a shopping-cart checkout.

LOT 1 — BIRMINGHAM, ALABAMA — $4,995

Vacant residential lot, 50 × 150 ft (7,500 sq ft), Lot 11, Block 16-1, Sherman Heights, at 328 Newark St, Birmingham, AL 35224 (Jefferson County Parcel 21 00 36 1 005 001.000). No buildings. County market value $4,300 (2025), and the 2025 taxes ($68.46) are paid and current. Buyers should verify zoning, utilities, taxes, and buildability with Jefferson County.

LOT 2 — PALM BAY, FLORIDA — $3,495

Vacant residential land: Melbourne Pines Lot 9, Block 25 (Plat Book 4, Page 89), Palm Bay, FL (Brevard County Account 2963225, Parcel 29-37-09-75-25-9). No buildings and no street address assigned — the lot is identified by parcel number and parcel map. Please read this part carefully: this is a micro-lot of 0.06 acres (about 2,600 sq ft, roughly a quarter of a standard buildable Palm Bay lot) and it is NOT buildable on its own — it’s suited to holding, combining with neighboring lots, or resale. Flood zone is unverified — verify with Brevard County.

HOW TO BUY: Use the links below to open each lot’s page and send an inquiry — owner financing is available on both lots with flexible terms.

See the Birmingham lot — $4,995

See the Palm Bay lot — $3,495